Your ISA is complete when any one of the following occurs:
1
You’ve completed 24 payments to us.
2
You’ve paid a total of AED 15,000.
3
You’ve accumulated 60 months of deferred monthly payments, even if you’ve paid us nothing.
Let's look at the numbers
AED 75K
The ISA only kicks in once you’re making at least AED 75k.
10%
You’ll pay 10% of your income for 24 months.
AED 15K
Regardless of how high your salary gets, you will never pay more than AED 15K.
AED 0
If you stop earning income, your ISA pauses. There’s no interest.
4 yrs
Your ISA expires after you’ve accumulated five years of deferred monthly payments, even if you’ve paid nothing.
AED 15K
You can choose to pay AED 15K upfront for tuition instead of doing an ISA.
Our ISA is an investment in you
iCode only makes money if you land a job making AED 75,000 or more, and if not—we make nothing. And once you complete the payment period or reach the payment cap, you are 100% free from any financial obligation to us.